Budget

Yakezie Carnival #11: The Ultimate Travel Edition

May 10, 2010
By Bytta
Yakezie Carnival #11: The Ultimate Travel Edition

Who doesn’t like travelling? Most of Yakezie members are travel enthusiasts. Many put travel as part of their life plan and diligently set aside money to budget for travel. Some like Foreigner’s Finance, Frugal Zeitgeist and Simple in France travel overseas to start a living. I personally find travel as the answer to some of...
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Posted in Budget, Culture, Travel, Yakezie | 27 Comments »

Day 29: Who Wants to Live in a Small Tropical Island?

April 15, 2010
By Bytta
Day 29: Who Wants to Live in a Small Tropical Island?

Nine days have passed since I wrote my last entry. I wish I had a legitimate reason behind my absence like Single Guy Money (being abducted by an alien) or TJ (a healing journey), but I can’t think of any honest reason other than a sheer desire to relax (read: laziness). You see, work sends...
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Posted in Budget, Culture, Life Planning and Design, Semi Retirement Journey, Travel | 18 Comments »

Day 28: The Most Anxious Time I Had in a Restaurant

April 6, 2010
By Bytta
Day 28: The Most Anxious Time I Had in a Restaurant

This is a story about my first day using the cash-only system. My husband and I went to see my friend and his partner at our favourite Thai restaurant. On any other month, I wouldn’t think much about what to order based on the amount of cash in my purse. Yes, we would debate...
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Posted in Budget | 12 Comments »

Day 26: A Weekend in Melbourne: The Good, The Bad, The Overrated and The Underrated

March 29, 2010
By Bytta
Day 26: A Weekend in Melbourne: The Good, The Bad, The Overrated and The Underrated

The Overrated And the honour shall go to… the Australian Grand Prix. Oh, where do I start? Lewis Hamilton was caught doing a burnout on his latest Mercedes. Unlucky for him, his vehicle had to be impounded due to Victorian anti-hoon law. Who cares? The event is bleeding out money every year. This year, it is estimated...
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Posted in Art, Budget | 3 Comments »

Day 19: How to Pay Off Your Mortgage in Record Time

February 25, 2010
By Bytta
Day 19: How to Pay Off Your Mortgage in Record Time

When we bought our house a couple of years ago, we already had credit card debt, two car loans and a margin loan (shares investment loan). We estimated that it would take 10 years to pay off the mortgage and other debts. However, with aggressive lifestyle adjustments we have been doing in the past...
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Posted in Budget, Mindset, Personal Finance | 19 Comments »

Day 14: The February Purge Challenge

February 6, 2010
By Bytta

After a month of philosophising, I decided to get off the chair and do the hard stuff, the real work, the hard yakka! Now, I’m not going to give up the luxury of being an armchair life commentator completely, I just need to do something outside my comfort zone and see some real results. Thinking...
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Posted in Budget, Personal Finance | 4 Comments »

Day 11: Designing Your Life with Savings Snowball

January 24, 2010
By Bytta
Day 11: Designing Your Life with Savings Snowball

Most PF bloggers talk about the legendary debt snowball method but only a few who discuss about savings snowball. Since the method is simple and efficient, why not apply it in other areas too? The goal of this exercise is to utilise your extra cash efficiently and design the life you wish. By listing your...
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Posted in Budget, Life Planning and Design, Mindset, Personal Finance | 5 Comments »

Day 4: A Juggler and A Possibly Unemployed Person Who's Been Bribed

January 8, 2010
By Bytta
Day 4: A Juggler and A Possibly Unemployed Person Who's Been Bribed

A Possibly Unemployed Person Only eight days into the year, I found out that I may not be staying in my job for long. Ironically, this week I’m going to review my career. Well, that will make things easier, won’t it? To be unfair, this is not due to my performance or lack thereof. An external...
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Posted in Budget, Random Stuff on the Street | 2 Comments »

Day 2: Budget Review, Part Deux

January 2, 2010
By Bytta

Today I finally stepped my foot to the gym after procrastinating for six weeks. I don’t know what it is that I fear about exercising. Oh wait, yes, the muscle pain and the slow result. Regardless, I finally did it and it felt good. Probably more to the absolution rather than the physical fitness,...
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Posted in Budget, Personal Finance | No Comments »